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www.JustAskTam.com

ask me a medicare question

Problem Solution Flow

'I'm getting mail, calls and ads and I do not know who to trust.'

'I'm getting mail, calls and ads and I do not know who to trust.'

'I'm getting mail, calls and ads and I do not know who to trust.'

Solution - A licensed agent who is not chasing a quota, just giving straight answers.


I do not speak 'insurance' and I feel dumb asking questions.'

'I'm getting mail, calls and ads and I do not know who to trust.'

'I'm getting mail, calls and ads and I do not know who to trust.'

Solution - Plain-English explanations with no rush and no judgement.


I don't want to be pressured into a plan I'm not sure about.'

'I'm getting mail, calls and ads and I do not know who to trust.'

I only hear from agents during enrollment. The rest of the year I'm on my own.'

Solution - Education first, decisions second.


I only hear from agents during enrollment. The rest of the year I'm on my own.'

I only hear from agents during enrollment. The rest of the year I'm on my own.'

Solution - A real person you can come back to with questions.


I'm in Texas now, but my family and friends in other states have questions too.'

Solution - Clear Medicare education that still helps them, even if I can't enroll them yet.


'I am scared I will lose my doctors or my medicines if I make a move.'

Solution - Side-by-side comparison before you sign anything.


Part B - Medical Insurance

  • There is a penalty added to your monthly premium each year that you could have signed up for did not, unless you have other credible coverage.
  • You will pay the penalty for as long as you have Part B.
  • There is also a deductible.  The deductible is what you must pay before Medicare will pay anything.


Are you still working past 65 yrs old?

There are some instances where you can sign up later, without penalty.

Do not assume you are exempt.  'JustAskTam' about your situation.  There is never a charge for asking me anything.  As found on the very public Medicare website, it tells you that most people sign up for both Part A and Part B when they are first eligible.  However, there are instances where it makes sense to sign up later.  I can help you understand what is best for your situation.

Knowledge is Power!

Why do you have AEP every year?  Because things change....plans change every year.  Premiums, copays, drug list, networks, extras.  People's lives change every year.  Your health, your doctors, income and medications.  So Annual Enrollment Period is your built in check up.  You get to make the adjustments needed.  If your plan does not fit you anymore, you can change it.  This is where I come in.  I  will look at all of the variables and tell you what you are working with.  I will break it all down for you.... and you will make the best decision for you.

AEP = October 15th - December 2nd

Annual Enrollment Period (AEP) is a busy period in this Medicare land. 

 

Nevertheless- this is when you want to make your changes.  These changes will go into effect January 1st.  

It is very important that you evaluate your coverage and get educated on the changes that will occur.  I will help you with that.  Working with me, you will not have any surprises!  


You can call me now to get an understanding on your currently plan.  But starting October 1st - we can compare the current plan and any changes that will occur.   

Is This You?

TURNING 65?

Already On Medicare but Unsure About Your Plan?

Already On Medicare but Unsure About Your Plan?

  • Turning 65 isn't confusing.  You've just been under-educated.
  • Get educated before you enroll!
  • Stop guessing with your health!

Already On Medicare but Unsure About Your Plan?

Already On Medicare but Unsure About Your Plan?

Already On Medicare but Unsure About Your Plan?

Document titled Health Insurance Benefits with pen, glasses, and calculator nearby.

  • If you have not reviewed your Medicare plan this year, you are gambling.
  • Loyalty to your plan will not save you money.
  • Find out what you are missing.

Confused by mail and ads?

Want clear answers without pressure?

Want clear answers without pressure?

  • If you are choosing your mom's(or dad's) plan without understanding... Stop!
  • Protecting your parents starts with not winging it.
  • Bring your questions.  I'll bring clarity.

Want clear answers without pressure?

Want clear answers without pressure?

Want clear answers without pressure?

  • If you feel rushed or pushed into a Medicare plan, pause.
  • Your health and money deserve decisions made without pressure.
  • Ask your questions, I'll give straight answers so you can decide.

Medicare Questions

Send me your questions!  I will give you the answer you need.  If I don't know the answer immediately, I will get it for you and/or point you in the right direction.


No Pressure.  Just Clarity.

What I Do...

  • Explain Medicare Advantage vs. Supplement clearly
  • Compare plans based on your doctors and prescription
  • Help you avoid penalties and costly mistakes


Schedule your free Medicare Chat!

"What a relief to finally understand Medicare!" - Satisfied Client "Tam walked me through every plan available and saved me money" - Another Client


Ready to get clear on your coverage?

Ask Your Medicare Question!

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